Monday, November 24, 2008

Smith Lake Water Levels Remaining Constant

The water level at Lewis Smith Lake has remained constant over the last two months. Today, the lake is at 497.28 which is 12.72 feet below the normal pool elevation of 510. The normal pool for this time of year is 496, so the lake is about 1.28 feet above normal right now. Property owners and developers are happy with the water level remaining constant in 2008. In November 0f 2007, Smith Lake was at one of the lowest levels ever due to the severe drought--around 490.8 which is 6 feet below normal winter levels! This information can be obtained from

As a reminder, the Fall and Winter months are great times to buy Smith Lake property. With the lower water levels, a buyer can see what the shoreline will look like during these months. This is the perfect time of year to decide dock placement and retaining wall options if needed.

To learn more about Smith Lake, please visit my Smith Lake Information Website.

Wednesday, November 12, 2008

Smith Lake Lots for Sale in White Oak Landing

White Oak Landing is a new development located on Lewis Smith Lake. This subdivision has waterfront and offshore parcels for sale. This development has beautiful new Smith Lake homes going up right now. These waterfront lots are competitively priced starting at $99,900. The offshore parcels begin at $29,900.

I invite you to take a look at this development. The lots are wooded and have wonderful views of the water. White Oak is a great section of Smith Lake known for it's pristine waters and low boat traffic.

The roads to this subdivision are paved and it's only minutes to a town for groceries and gas.

For additional information on this development, please visit my website for White Oak Landing on Smith Lake.

Wednesday, November 5, 2008

Mortgage Lending On Smith Lake

The mortgage process can seem quite overwhelming these days with our current economic crisis. Most banks and mortgage companies are requiring additional information, statements, and disclosures from each borrower making the process somewhat confusing for all parties involved. However, choosing the right lender who knows the property and the area will benefit you in the long run. Most buyers of Smith Lake property are purchasing for second homes or investment. So, the types of mortgage products are usually quite different than a traditional primary home loan. I have mortgage companies and banks who are glad to loan money on Smith Lake real estate whether it is a vacation home or primary residence. These lenders know the property and all of the vendors in the area to help get the transaction closed as soon as possible. We try to keep the business local which benefits the surrounding Smith Lake Community.

Before you start looking at property for sale on Smith Lake, I would advise you to speak with me about some of the local lenders in the area who will be glad to discuss the mortgage lending options that can be tailored to your specific needs.