SPRING is Almost Here!

With Spring just around the corner, many people have been coming up to Smith Lake to look at properties for sale or check on their existing Smith Lake property. I have even seen some people in the water wakeboarding and wakesurfing with no wetsuits! Those are some brave folks! The water is almost at full pool now, so the water looks great, but is still very cold.

The real estate market on Smith Lake has really picked up over the last two weeks with afternoon temperatures in the 70s. Most of the calls I am getting are from buyers looking to purchase a vacation home on Smith Lake or perhaps a retirement home. I have in excess of 200 listings at this point, so I definately have some type of real estate for any buyer. If I don't have it, I will go find it!

Keep a watch on my Smith Lake website for the newest listings available. www.justindyar.com

Mortgage Lending On Smith Lake

The mortgage process can seem quite overwhelming these days with our current economic crisis. Most banks and mortgage companies are requiring additional information, statements, and disclosures from each borrower making the process somewhat confusing for all parties involved. However, choosing the right lender who knows the property and the area will benefit you in the long run. Most buyers of Smith Lake property are purchasing for second homes or investment. So, the types of mortgage products are usually quite different than a traditional primary home loan. I have mortgage companies and banks who are glad to loan money on Smith Lake real estate whether it is a vacation home or primary residence. These lenders know the property and all of the vendors in the area to help get the transaction closed as soon as possible. We try to keep the business local which benefits the surrounding Smith Lake Community.

Before you start looking at property for sale on Smith Lake, I would advise you to speak with me about some of the local lenders in the area who will be glad to discuss the mortgage lending options that can be tailored to your specific needs.